PRIVACY POLICY

Information Collection and Use RiskBusiness Services Limited (“RSL”) is the sole owner of the information collected on this site. We will not sell, share, or rent this information to third parties in ways other than those disclosed in this policy. RSL collects information from our users at several different points on our website.

Registration Some of our sites restrict access to online content. To gain entry a user must first complete a registration form. During registration, a user is required to give their contact information (such as name and email address). For sites where online access to content is part of a subscription package, registration forms will often contain full subscriber details used to identify and fulfil that subscriber's account.

Orders We request information from the user on our order forms. Here a user must provide contact information (such as name and shipping address) and financial information (such as credit card number, expiration date). This information is used for billing purposes and to fulfil customer's orders. If we have trouble processing an order, this contact information is used to get in touch with the user. All online transactions are processed using TSL encryption (see Security for more detail).

Cookies This site uses session cookies - A cookie is a piece of data stored on the user's hard drive or in memory containing information about the user. Our application makes use of the least vulnerable type of cookie, called a session cookie. We do not persist personal cookie data on your local machine, we only hold the data in memory for the duration of your browser session. Session cookies can be disabled, but our application will not operate without them. Our public websites do not make use of cookies. Some of our business partners may use cookies on our site (for example, advertisers). However, we have no access to, or control over, these cookies.

Log Files We may use IP addresses to analyse trends, administer the site, track a user's movement and/or gather broad demographic information for aggregate use. IP addresses are not linked to personally identifiable information.

Links Some of our websites contain links to other sites. Please be aware that RSL is not responsible for the privacy practices of other sites. This privacy statement applies solely to information collected by this website.

Surveys From time to time, our site requests information from users via surveys. Participation in these surveys or contests is completely voluntary and the user therefore has a choice whether or not to disclose this information. Information requested may include contact information (such as name and shipping address), and demographic information (such as zip code, age level). Contact information will be used to notify the winners and award prizes. Survey information will be used for purposes of monitoring or improving the use and satisfaction of this site.

Security This website takes every precaution to protect our users' information. When users submit sensitive information via the website, your information is protected both online and off-line. When our registration/order form asks users to enter sensitive information (such as credit card number and/or social security number), that information is encrypted and is protected with the best encryption software in the industry - TSL. While on a secure page, such as our order form, the lock icon on the bottom of Web browsers such as Netscape Navigator and Microsoft Internet Explorer or in the address line in browsers such as Google Chrome, becomes locked, as opposed to un-locked, or open, when you are just 'surfing'. While we use TSL encryption to protect sensitive information online, we also do everything in our power to protect user-information off-line. All of our users' information, not just the sensitive information mentioned above, is restricted in our offices. Only employees who need the information to perform a specific task (for example, our billing clerk or a customer service representative) are granted access to personally identifiable information. The servers that we store personally identifiable information on are kept in a secure environment.

Correction/Updating Personal Information If a user's personally identifiable information changes (such as your zip code), or if a user no longer desires our service, we will endeavour to provide a way to correct, update or remove that user's personal data provided to us. This can be done at the registration page or by emailing the site editor. Many of our sites will offer subscribers an account management facility that will allow them to change or amend their own records.

Choice/Opt-out Our users are given the opportunity to 'opt-out' of having their information used for purposes not directly related to our site at the point where we ask for the information. Users who no longer wish to receive a newsletter/alert/briefing etc. may opt-out of receiving these communications by replying to the unsubscribe link in the email or online.

Notification of Changes If we decide to change our privacy policy, we will seek to advise all users of these changes.